PRODUCTS AND SERVICES
OnlinePDL.com is not a lender and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site. Specific loan products are offered to you directly by the lender.
You agree that clicking “Get Cash Now” (or other such button you use to submit your loan request) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
LOAN INQUIRY POLICY
OnlinePDL.com reserves the right to reject your inquiry at any time for any reason not prohibited by law. OnlinePDL.com may require additional information or verification before your loan request is accepted. When you submit your information through a form on our Site, you will be connected with a lender for further consideration based on the lender’s policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender’s decision. OnlinePDL.com is not responsible for taking, approving or denying your loan request. By submitting your information, you agree that if we cannot find a lender that can offer you the type of loan you initially requested, we will search our network of lenders to see if we can find other lenders with different loan products to help you.
Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
COMPLIANCE WITH LAWS
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of OnlinePDL.com, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. OnlinePDL.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
OnlinePDL.com uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. OnlinePDL.com makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
Neither OnlinePDL.com nor any other party involved in creating, producing or delivering this site shall be liable for any direct, incidental, consequential, special, indirect or punitive damages arising out of your access to, or use of, this site. Everything on this site is provided “as is” and without warranty of any kind, either express or implied, including but not limited to, any implied warranty of merchantability, fitness for a particular purpose or non-infringement. These exclusions and limitations are applied to the fullest extent permitted by law.
THIRD PARTY CONTENT
This Site may contain links to websites maintained by third parties. OnlinePDL.com is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
OnlinePDL.com uses industry-recognized technology to protect your personal information. Although OnlinePDL.com takes commercially reasonable measures to secure your personal information submitted through this Site, OnlinePDL.com cannot guarantee that your information will not be intercepted or decrypted by others. So long as OnlinePDL.com uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
OnlinePDL.com does not charge you any fees for your use of this Site or our marketplace service. OnlinePDL.com is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. OnlinePDL.com may receive compensation from lenders and other third parties for its services.
LAW AND VENUE
The parties hereby agree that any and all claims, disputes or controversies arising from or related to this Agreement, whether existing at or arising after the effective date of the Agreement, shall be submitted to binding arbitration under the Delaware Rapid Arbitration Act, 10 Del. C. §§ 5801 et seq. (“DRAA”). Absent a written agreement signed by all parties hereto amending, waiving or modifying the rules for DRAA arbitrations adopted by the DRAA and the Delaware courts (the “Arbitration Rules”), the DRAA and the Arbitration Rules shall govern all aspects of the arbitration. In no event shall class arbitration be permitted, and the arbitrator shall have no authority to conduct any class arbitration. The parties knowingly and voluntarily consent to the waiver of any rights resulting from this Arbitration Provision or application of the DRAA or the Arbitration Rules. The parties agree that arbitration shall be the sole and exclusive forum for resolving disputes subject to this Arbitration Provision. In the event a party initiates litigation in DMEAST #21876692 v1 2 violation of this Arbitration Provision, such action shall be subject to dismissal, with the reasonable fees and expenses of the non-initiating party or parties paid by the party or parties that initiated the action. Nothing in this Arbitration Provision shall limit the right of a party to seek an order from a court of competent jurisdiction (a) dismissing litigation brought in violation of this Arbitration Provision or (b) compelling a party to arbitrate in accordance with this Arbitration Provision. In the event such an order is sought and obtained, the non-prevailing party shall pay all reasonable fees and expenses of the prevailing party. The parties stipulate and agree that a violation of this Arbitration Provision shall constitute irreparable harm and that, on proof of a breach, the party seeking relief from such violation shall be entitled to equitable relief including, but not limited to, an injunction or specific performance.
By using this Site, you agree to indemnify, defend and hold harmless OnlinePDL.com, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
CLASS ACTION WAIVER
Any proceedings to resolve, litigate or arbitrate any dispute in any forum will be conducted solely on an individual basis. Neither you nor OnlinePDL.com will seek to have any dispute heard as a class action, private attorney general action, or in any other proceeding in which either party acts or proposes to act in a representative capacity. No arbitration or proceeding will be combined with another without the prior written consent of all parties to all affected arbitrations or proceedings. Furthermore, you agree that you will not seek to have any dispute against any lender to whom you are referred heard as a class action, private attorney general action, or in any other proceeding in which either party acts or proposes to act in a representative capacity. This class action waiver may be limited by applicable law, but is intended to be enforced to the full extent allowed by law.